商业研究

商业研究 ›› 2013, Vol. 55 ›› Issue (6): 181-187.DOI: 1001-148X（2013）06-0181-07

• 三农经济 • 上一篇    下一篇

江苏省农村金融发展与农民收入结构分析

陆彩兰1,洪银兴2   

  1. （1.扬州职业大学 经贸学院，江苏 扬州 225009;2.南京大学 经济学院，南京 210093）
  • 修回日期:2013-06-10 出版日期:2013-06-10

An Analysis of Rural Financial Development and Farmer′s Income Structure in Jiangsu

LU Cai-lan1, HONG Yin-xing2   

  1. (1.School of Trade and Commerce, Yangzhou Polytechnic College, Yangzhou 225009, China; 2. School of Economics, Nanjing University, Nanjing 210093, China)
  • Revised:2013-06-10 Online:2013-06-10

摘要： 基于江苏1988-2010年的数据，本文实证分析了江苏省农村金融发展与农民收入结构的关系：从长期来看，江苏农村金融发展规模、效率对农民家庭各项收入的增加都起到了正作用，农村金融发展效率对农民家庭经营性收入的贡献比较突出，而农村金融发展结构对农民家庭各项收入的增加起着较大的负作用；农民工资性收入、转移性及财产性收入的增长在短期内有利于农村金融发展结构的改善，但长期却相反。

关键词: 农村金融发展, 农民收入结构, 江苏

Abstract: Based on data from 1988 to 2010 in Jiangsu, the paper analyzes empirically the relationship between rural financial development and farmer′s income structure. #br#In the long run, the size and efficiency of rural financial development have a positive effect on the increase of household incomes, with the outstanding contribution of its efficiency to the farmers′ incomes from household management. #br#But the structure of rural financial development has a negative impact on farmers′ incomes. #br#The growth of farmers′ wage income, transferring and property income can improve the structure of rural financial development in the short time,and is contrary in the long time.

Key words: rural financial development, farmer′s income structure, Jiangsu